Secured Loans | Personal Loans | Homeowner Loans News

The Shanghai Stock Exchange had never made Wall Street Journal headlines, until yesterday, where a 9% sell-off prompted a butterfly effect on all major stock exchanges across the world: Yesterday's plunge in stock prices around the world, including the steepest percentage decline in the Dow Jones Industrial Average in nearly four years, signals that investors may finally be re-evaluating their ... (3 comments)

Read more news like this from PFBlog.com, The Best Personal Finance Weblog.

The pending roll-over of my 401(k) plan assets to traditional IRA truly allows me to examine my mutual fund strategy holistically. As I mentioned in my earlier posts, my primary objective in mutual fund investing is to build my foreign equity positions, and some domestic equity positions that complement my large-cap stock picks. The selection of mutual funds in my ... (7 comments)

Read more news like this from PFBlog.com, The Best Personal Finance Weblog.

Today you can have anything you want. Thank to wide array of financial products available on market. Not only you can get home even if you have no money at all but also you can buy your dream car using these financial products. This product for buying car called car loan. There are many institutions such as banks, building societies or financial institution that issuing this type of loan. However, be aware, in spite of all attractiveness car loan provide, generally the int...

I have to give some credit to our benefits department for taking an active role in maintaining a good 401(k) plan. Over the last couple of years, they sacked the ill-performed Fidelity Magellan fund, negotiated a lower expense rate on the money market fund, and introduced a series of Barclays LifePath lifecycle fund. Overall, they provided good service in delivering ... (8 comments)

Read more news like this from PFBlog.com, The Best Personal Finance Weblog.

Over time, I realize the art of selling is as crucial as the art of buying for a profitable investment experience. So, below is my current adaptation of how I will manage an acquired position over its lifecycle. Maintenance of Intrinsic Value My research process before acquiring a stock also generates an initial estimate of intrinsic value of the stock ...

Read more news like this from PFBlog.com, The Best Personal Finance Weblog.

As I explained in previous posts, I plan to devote about 30% of my portfolio to individual stock picks in the U.S. market, primarily focusing on large-cap companies. While this will certainly require a lot of time investment to do it right, I do expect to derive a lot of satisfaction by learning different businesses, crunching the numbers and achieving ...

Read more news like this from PFBlog.com, The Best Personal Finance Weblog.

So, how should I build my portfolio using tools like mutual funds, ETFs, stocks, bonds and money market accounts to achieve the asset allocation plan I desire? Many financial columnists advocate, for good reasons, that once the asset allocation of a portfolio is determined, one can simply purchase passively managed index funds for each asset class. The reasoning? Majority of ... (4 comments)

Read more news like this from PFBlog.com, The Best Personal Finance Weblog.

The exact percentage one should devote to each asset class is something that will and should change over time based on one's updated assessment of relative attractiveness of each class. Wall Street portfolio strategists constantly change the recommended mix between equity, bond and cash, and I expect to do the same on a not-to-infrequent basis -- I'm thinking abut revisiting ... (5 comments)

Read more news like this from PFBlog.com, The Best Personal Finance Weblog.

WHAT DOES ASSET ALLOCATION MEAN TO ME? My earlier pursuit of CFA certification did teach me a lot about asset allocation. In short, I believe in the two principles of asset allocation: - Each asset class brings unique return and risk patterns. - By properly mix different asset classes, one can reduce risks (defined as volatility of portfolio) while maintaining …

Read more news like this from PFBlog.com, The Best Personal Finance Weblog.

A good starting point in our portfolio management discussion is a reflection of what we expect out of our portfolio. Enough detail of our family finance has been given in this blog but it suffices to summarize the relevant facts below: TIME HORIZON: Our current financial aspiration is to work hard and build enough wealth that will allow us to ... (7 comments)

Read more news like this from PFBlog.com, The Best Personal Finance Weblog.