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Starting from 2004, PFBlog has been tracking the development of free tax filing options endorsed by IRS (2004, 2005). In the past years, literally everyone with whatever financial circumstances can find a willing provider to file federal tax returns for free. Evidently, IRS is tweaking the rules of program every year to find the win-win balance between the taxpayers and ... (13 comments)

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Do not let payment overdue or bad arrears affect your chances of getting a loan in future. What goes in to securing a tenant loan for yourself…

I always have a passion for tax. If you recall, I self-filed my tax in 2003 and 2004, and wrote a few dozen articles on various tax topics in this blog. Therefore, you probably cannot believe that I just filed my 2005 tax return only days ago. If you follow this blog, 2005 is the year in which our tax ... (9 comments)

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I always mention to my friends that the $12.95 a month I paid to TiVo was the best monthly spending when we were in the States. I am a huge fan of TiVo and even successfully referred a couple of PFBlog readers to the service (and I got a D-Link USB Wireless Card from TiVo :-)). It's a pity we ... (14 comments)

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Finding a car when you have no credit is possible. You may find that is a little bit harder, but you will be able to find what you are looking for and get the car that you want at a better price. Having no credit is not against the rules, however it does make it harder to find what you want and what you deserve. These days, most people have some type of credit. Not everyone has credit that will prove their financial standing. If a person has never used a credit card or bou...

Good credit is not something that everyone has. You can check out the different credit scores of average Americans. You will find that it is usual for people to have bad credit. This means that anyone can make mistakes in their financial means. It is something that we all do from time to time and it is nothing to be ashamed of when you have bad credit. If you are looking for a car and you have bad credit, you still have hope. There are car loans for people with bad credit....

There are many ways to haggle for the best fair profit offer on auto financing, more commonly known as car loans. However, most buyers usually make two of the biggest new car financing mistakes possible when searching for car loans. The first is trying to buy a new car without checking online car loan rates. The second is then proceeding to get a car loan without checking whether or not their credit history can support it. The most common automobile financing mistakes are by ...

If you are looking to buy a car but are unsure whether or not a new car is worthwhile, then you should consider the benefits of buying a car with a personal contract purchase loan. Using a personal contract purchase loan can reduce the amount of depreciation you suffer, and help you to get the car you want. Here is some more information about buying a car with a personal contract purchase loan. What is a PCP? A PCP, or personal contract purchase loan, is a personal cont...

Choosing a new or used car is a big job. There are countless styles to choose from. Problem is, many people put all of their attentions into choosing a car, and don't even consider shopping around for a car loan. Calculating car loans is an important step in borrowing the money you need to purchase a car. This is because a car loan calculation allows you to estimate the monthly payments required to own the car, before you make the final purchase. There are many fa...

December is another strong month in which we benefitted, again, from robust portfolio performance, stable job income and business income. With $26,716 increase in our balance sheet, December marked the seventh consecutive month of five-figure monthly net worth growth. We are really glad 2006 is finally behind us! For the full year, we increased our net worth by over $230k ... (7 comments)

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