Archive for October, 2006

Free Small Business Accounting Software From Microsoft - Office Accounting Express 2007

Tuesday, October 31st, 2006
Microsoft's newest version of small business accounting software is ... FREE! In addition to that, the team has delivered a solid refresh over the original "Small Business Accounting 2006" version. I really love the simplicity and Office integration after the first try. It is probably time to migrate the accounting book of my tiny business from Microsoft Money to this ... (4 comments)

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Understanding Secured Loans

Friday, October 27th, 2006

A secured loan is any loan that is secured on your home or property. Secured loans are more easily accessible to those with a poor credit record. This means that persons who are self-employed, or who have recently changed jobs, or who have adverse credit (ccjs, arrears, defaults, etc.) can take out a secured loan.

Loans for Unemployed - When your personal economy slumps

Friday, October 27th, 2006

The latest IDS figures for unemployment the claimant count measure of unemployment rose by 8,100 by April 2005 to stand at 839,400 (a rate of 2.7 per cent)

How to Get a Car Loan if Your Credit Rating is Low Posted By : Darlene Prestamo

Tuesday, October 24th, 2006
In this era of purchasing a car financed through a bank, there is a big rush to get the best deal. However before indulging in any kind of deal everyone should check their credit rating. Credit rating plays a vital role in making a good deal both for the car dealers and the customer. Car dealers prefer buyers with good credit rating. On the other hand if you hold a good rating you are likely to get one of the best deals, which others could only long for. Moreover, it entitles you for the loan in first place and leaves you happy and satisfied and saves your time too.

Citibank’s Online Lending Center Launched

Monday, October 23rd, 2006
Jane Kim at Wall Street Journal reported that Citibank Direct, the financial mammoth's online banking arm, is launching an online lending center: Citigroup Inc.'s Citibank Direct, the online-banking division that launched a high-yield online savings account earlier this year, is expected to roll out a new online-lending center this weekend that will feature lower rates on various types of loans ... (1 comment)

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Credit Dispute Experience at Experian and Equifax

Saturday, October 21st, 2006
For more than four years, it seems that the credit reports of both my wife and I are immune to material errors -- the biggest inaccuracies in our reports are merely a wrong zip code and a wrong birthday, and over the time, we enjoyed best ratess in mortgage and floods of juicy credit card offers. However, my wife's lucky ... (6 comments)

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Six Figure Blogging

Friday, October 20th, 2006
Darren Rowse coined the term "six figure blogging" to refer to those bloggers who make six-figure annual income from blogging. I am not there yet, but I achieved an important milestone of blogging this week by claiming the 100,000th dollar from blogging income. I have to admit it is very surreal -- when I started PFBlog back in January 2003 ... (17 comments)

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Next Year’s Maximum Income Subject To Social Security Tax: $97,500

Friday, October 20th, 2006
Social Security Administration announced that starting from 2007, social security and supplement security income benefits will increase by 3.3% next year. At the same time, for those of you who are paying to the social security pool, up to $97,500 of your 2007 income is subject to the 6.2% social security tax (compared to $94,200 in 2006). SSA estimates that ...

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Top 5 Reasons To Avoid Car Loans Posted By : Andy M

Friday, October 20th, 2006
In the olden days, owning a car was considered as a part of luxury. But the modern circumstances have gone far from that stage. Today, car has become an inevitable part of a lifestyle and most families now have 2 or more cars. The car can be a necessity in the modern condition but the cost for it is not affordable for everyone. Majority of the car loan companies have come up with easy installment car loans as a possible method to arrange the money for car purchase. However, t...

New To Auto Loans? Posted By : Andyem

Wednesday, October 18th, 2006
If you are planning to buy a car, how would you like to fund the purchase - from your own pocket or by securing a loan? If you are not so surplus in money backup, it is always better to go for an auto loan. Auto Loans or automobile loans, as it is sometimes referred to, are loans issued by banks to the customers for financing the purchase of their favorite vehicles. As it ties the borrower only to a minimal monthly repayment amount, an auto loan is not going to put any sort o...